Berghoff Insurance Services specializes in providing life insurance products and services to individuals and families. We are proud to offer a range of life insurance products to meet the diverse needs of our clients. This may include term life insurance, whole life insurance, universal life insurance, and long-term care insurance. With various coverage options to suit different financial goals and budgets, we can help clients determine the appropriate amount of coverage based on factors such as income replacement needs, outstanding debts, future expenses, and long-term financial objectives.

We assist our clients in assessing their financial situation and recommend suitable insurance solutions tailored to their unique circumstances. We also assist clients with the underwriting process, which involves assessing their risk profile and determining their eligibility for coverage. We collect and review relevant information, facilitate medical exams and tests (if required), and work with insurance underwriters to secure the best possible coverage for our clients. After purchasing a life insurance policy, our clients rely on us for ongoing policy management and support.

This includes managing premium payments, updating beneficiary designations, reviewing coverage needs as life circumstances change, and addressing any questions or concerns that arise over time. In the event of a policyholder’s death, our agency will provide claims assistance to the beneficiary or beneficiaries. We assist with the claims process, help complete necessary paperwork, and ensure that the claim is processed efficiently and accurately.